Debt Snowball Calculator
The debt snowball method focuses on paying off your smallest balance first while making minimum payments on everything else. Once the smallest debt is gone, you roll that payment into the next smallest — like a snowball growing as it rolls downhill. This calculator lets you enter all your debts and see a month-by-month payoff timeline using the snowball method.
You can also compare snowball versus avalanche (highest-interest-first) side by side to see which strategy saves you more in interest and which gets you debt-free faster. Enter your balances, interest rates, and minimum payments to get started.
Debt Payoff Calculator
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Extra amount you can pay each month beyond the minimum payments.
Pays off highest interest rate debts first, saving the most money overall.